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 Gouverneur Savings and Loan Association
Gouverneur Savings and Loan Association
| RSSD ID 905673 | CERTIFICATE 30976 | ABA NUMBER 221371592 |
| 42 Church St |
Quarter Ended : |
2025-09-30 |
| Gouverneur, New York, 13642 |
Updated : |
2025-10-30 |
| www.gouverneurbank.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
38 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,839 |
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Total Interest Income | 6,556 |
| Total Liabilities | 167,979 |
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Total NonInterest Income | 679 |
| Total Bank Equity Capital | 30,860 |
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Total Interest Expense | 1,117 |
| Total Deposits | 156,554 |
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Total NonInterest Expense | 5,246 |
| Net Loans & Leases | 131,504 |
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Net Income | 851 |
| Loan Loss Allowance | 1,100 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 28,255 |
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Total loans | 129,871 |
| Total assets for the leverage ratio | 194,943 |
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Loans secured by real estate: | 119,306 |
| Tier 1 Leverage Ratio | 13.92 |
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Commercial and industrial loans | 6,093 |
| Tier 1 Capital Ratio | 24.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.18 |
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Loans to individuals - Other | 4,468 |
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:· Gouverneur Savings and Loan Association
