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 First Reliance Bank
First Reliance Bank
| RSSD ID 2839790 | CERTIFICATE 35214 | ABA NUMBER 53208008 |
| 2170 W Palmetto St |
Quarter Ended : |
2025-09-30 |
| Florence, South Carolina, 29501 |
Updated : |
2025-10-29 |
| firstreliance.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
163 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,095,897 |
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Total Interest Income | 42,533 |
| Total Liabilities | 990,882 |
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Total NonInterest Income | 10,607 |
| Total Bank Equity Capital | 105,015 |
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Total Interest Expense | 14,328 |
| Total Deposits | 961,261 |
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Total NonInterest Expense | 26,206 |
| Net Loans & Leases | 771,215 |
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Net Income | 8,835 |
| Loan Loss Allowance | 8,743 |
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Net Charge Offs | 239 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 118,018 |
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Total loans | 792,807 |
| Total assets for the leverage ratio | 1,092,436 |
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Loans secured by real estate: | 710,844 |
| Tier 1 Leverage Ratio | 9.93 |
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Commercial and industrial loans | 64,311 |
| Tier 1 Capital Ratio | 12.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.57 |
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Loans to individuals - Other | 15,084 |
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:· First Reliance Bank
