FIRST RELIANCE BANCSHARES, INC. Financial Reports

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:· FIRST RELIANCE BANCSHARES, INC.

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FIRST RELIANCE BANCSHARES, INC.

Institution Profile

Year Opened :

2002

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Elliott Davis

Related Bank / Thrift	Assets	Asset Concentration
First Reliance Bank	1,069,563	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	104,089	Total Operating Income	3,033
Total Liabilities	26,333	Total Operating Expenses	1,884
Total Equity Capital	77,756	Equity in Undistributed Income	7,364
		Net income (loss)	8,923

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	1,064,936

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury