|
 |
|
|
 Bank of Oak Ridge
|
Bank of Oak Ridge
| RSSD ID 2903123 | CERTIFICATE 35365 | ABA NUMBER 53112327 |
| 2211 Oak Ridge Rd |
Quarter Ended : |
2026-03-31 |
| Oak Ridge, North Carolina, 27310 |
Updated : |
2026-04-30 |
| www.bankofoakridge.com |
|
| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
78 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 655,420 |
|
Total Interest Income | 9,110 |
| Total Liabilities | 575,200 |
|
Total NonInterest Income | 785 |
| Total Bank Equity Capital | 80,220 |
|
Total Interest Expense | 2,675 |
| Total Deposits | 545,388 |
|
Total NonInterest Expense | 4,672 |
| Net Loans & Leases | 506,940 |
|
Net Income | 1,655 |
| Loan Loss Allowance | 6,425 |
|
Net Charge Offs | 306 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 515,442 |
| Total assets for the leverage ratio | 657,860 |
|
Loans secured by real estate: | 443,212 |
| Tier 1 Leverage Ratio | 12.23 |
|
Commercial and industrial loans | 71,429 |
| Off Balance Sheet Exposures (%) | 10.35 |
|
Loans to individuals - Credit Cards | 849 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,663 |
|
|
|
|
:· Bank of Oak Ridge
