OAK RIDGE FINANCIAL SERVICES, INC. Financial Reports

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:· OAK RIDGE FINANCIAL SERVICES, INC.

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OAK RIDGE FINANCIAL SERVICES, INC.

Institution Profile

Year Opened :

2007

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Elliott Davis

Related Bank / Thrift	Assets	Asset Concentration
Bank of Oak Ridge	651,300	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	81,323	Total Operating Income	3,106
Total Liabilities	18,332	Total Operating Expenses	1,135
Total Equity Capital	62,991	Equity in Undistributed Income	3,464
		Net income (loss)	5,673

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,270
Total Consolidated Assets of Bank Holding Company	663,682

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury