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 OptimumBank
OptimumBank
| RSSD ID 2953418 | CERTIFICATE 35430 | ABA NUMBER 67015096 |
| 2929 E Commercial Blvd |
Quarter Ended : |
2025-09-30 |
| Fort Lauderdale, Florida, 33308 |
Updated : |
2025-10-28 |
| www.optimumbank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
96 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,082,700 |
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Total Interest Income | 46,916 |
| Total Liabilities | 966,522 |
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Total NonInterest Income | 5,030 |
| Total Bank Equity Capital | 116,178 |
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Total Interest Expense | 16,200 |
| Total Deposits | 960,559 |
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Total NonInterest Expense | 16,905 |
| Net Loans & Leases | 802,811 |
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Net Income | 12,910 |
| Loan Loss Allowance | 10,018 |
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Net Charge Offs | 181 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 800,336 |
| Total assets for the leverage ratio | 1,033,478 |
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Loans secured by real estate: | 745,478 |
| Tier 1 Leverage Ratio | 11.71 |
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Commercial and industrial loans | 50,131 |
| Off Balance Sheet Exposures (%) | 9.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,727 |
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:· OptimumBank
