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 OptimumBank
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OptimumBank
| RSSD ID 2953418 | CERTIFICATE 35430 | ABA NUMBER 67015096 |
| 2929 E Commercial Blvd |
Quarter Ended : |
2026-03-31 |
| Fort Lauderdale, Florida, 33308 |
Updated : |
2026-04-29 |
| www.optimumbank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,268,490 |
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Total Interest Income | 19,453 |
| Total Liabilities | 1,142,730 |
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Total NonInterest Income | 1,786 |
| Total Bank Equity Capital | 125,760 |
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Total Interest Expense | 6,263 |
| Total Deposits | 1,094,131 |
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Total NonInterest Expense | 7,463 |
| Net Loans & Leases | 1,078,532 |
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Net Income | 5,070 |
| Loan Loss Allowance | 11,061 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,041,582 |
| Total assets for the leverage ratio | 1,214,561 |
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Loans secured by real estate: | 989,096 |
| Tier 1 Leverage Ratio | 10.74 |
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Commercial and industrial loans | 49,842 |
| Off Balance Sheet Exposures (%) | 8.68 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,644 |
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:· OptimumBank
