OPTIMUMBANK HOLDINGS, INC. Financial Reports

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:· OPTIMUMBANK HOLDINGS, INC.

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OPTIMUMBANK HOLDINGS, INC.

Institution Profile

Year Opened :

2004

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Financial Holding Company - Domestic

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

OPTIMUMBANK HOLDINGS, INC.

Related Bank / Thrift	Assets	Asset Concentration
OptimumBank	1,268,490	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	135,096	Total Operating Income	24
Total Liabilities	716	Total Operating Expenses	1,066
Total Equity Capital	134,380	Equity in Undistributed Income	12,090
		Net income (loss)	11,318

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	1,400,937

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury