CHARTER BANCSHARES, INC. Financial Reports

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:· CHARTER BANCSHARES, INC.

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CHARTER BANCSHARES, INC.

Institution Profile

Year Opened :

2001

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Charter Bank	292,258	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	20,286	Total Operating Income	3,996
Total Liabilities	765	Total Operating Expenses	0
Total Equity Capital	19,521	Equity in Undistributed Income	2
		Net income (loss)	3,998

Miscellaneous
Cash Dividends Declared by Bank Holding Company	4,805
Total Consolidated Assets of Bank Holding Company	303,782

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury