CHARTER BANCSHARES, INC. Financial Reports

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:· CHARTER BANCSHARES, INC.

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CHARTER BANCSHARES, INC.

Institution Profile

Year Opened :

2001

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Collier, Johnson & Woods

Related Bank / Thrift	Assets	Asset Concentration
Charter Bank	309,419	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	23,569	Total Operating Income	8,451
Total Liabilities	2,848	Total Operating Expenses	0
Total Equity Capital	20,721	Equity in Undistributed Income	3
		Net income (loss)	8,454

Miscellaneous
Cash Dividends Declared by Bank Holding Company	9,291
Total Consolidated Assets of Bank Holding Company	300,528

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury