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Charter Bank
Charter Bank
RSSD ID 814458 | CERTIFICATE 18660 | ABA NUMBER 114923976 |
10502 Leopard St |
Quarter Ended : |
2025-06-30 |
Corpus Christi, Texas, 78410 |
Updated : |
2025-08-12 |
www.charterbankcc.com |
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Institution Profile |
Year Opened : |
1962 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
4 |
Number of Employees : |
52 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 303,782 |
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Total Interest Income | 10,164 |
Total Liabilities | 284,265 |
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Total NonInterest Income | 1,022 |
Total Bank Equity Capital | 19,517 |
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Total Interest Expense | 2,283 |
Total Deposits | 257,933 |
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Total NonInterest Expense | 4,916 |
Net Loans & Leases | 180,521 |
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Net Income | 3,998 |
Loan Loss Allowance | 2,597 |
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Net Charge Offs | 2 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 36,921 |
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Total loans | 183,901 |
Total assets for the leverage ratio | 311,776 |
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Loans secured by real estate: | 141,367 |
Tier 1 Leverage Ratio | 10.99 |
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Commercial and industrial loans | 31,964 |
Tier 1 Capital Ratio | 16.12 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 17.37 |
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Loans to individuals - Other | 800 |
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