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 United Community Bank of West Kentucky, Inc.
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United Community Bank of West Kentucky, Inc.
| RSSD ID 3070545 | CERTIFICATE 57301 | ABA NUMBER 83908381 |
| 500 N Morgan St |
Quarter Ended : |
2026-03-31 |
| Morganfield, Kentucky, 42437 |
Updated : |
2026-04-20 |
| www.ucbwest.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 529,027 |
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Total Interest Income | 6,585 |
| Total Liabilities | 486,542 |
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Total NonInterest Income | 776 |
| Total Bank Equity Capital | 42,485 |
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Total Interest Expense | 2,397 |
| Total Deposits | 457,043 |
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Total NonInterest Expense | 2,512 |
| Net Loans & Leases | 329,683 |
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Net Income | 1,952 |
| Loan Loss Allowance | 3,540 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 325,032 |
| Total assets for the leverage ratio | 524,471 |
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Loans secured by real estate: | 210,811 |
| Tier 1 Leverage Ratio | 10.7 |
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Commercial and industrial loans | 80,391 |
| Off Balance Sheet Exposures (%) | 4.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,612 |
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:· United Community Bank of West Kentucky, Inc.
