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 United Community Bank of West Kentucky, Inc.
United Community Bank of West Kentucky, Inc.
| RSSD ID 3070545 | CERTIFICATE 57301 | ABA NUMBER 83908381 |
| 500 N Morgan St |
Quarter Ended : |
2025-09-30 |
| Morganfield, Kentucky, 42437 |
Updated : |
2025-10-29 |
| www.ucbwest.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 511,664 |
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Total Interest Income | 18,337 |
| Total Liabilities | 469,439 |
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Total NonInterest Income | 2,255 |
| Total Bank Equity Capital | 42,225 |
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Total Interest Expense | 8,039 |
| Total Deposits | 445,456 |
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Total NonInterest Expense | 6,714 |
| Net Loans & Leases | 302,417 |
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Net Income | 4,696 |
| Loan Loss Allowance | 3,400 |
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Net Charge Offs | 77 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 296,071 |
| Total assets for the leverage ratio | 497,851 |
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Loans secured by real estate: | 195,609 |
| Tier 1 Leverage Ratio | 11.23 |
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Commercial and industrial loans | 65,771 |
| Off Balance Sheet Exposures (%) | 6.46 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,286 |
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:· United Community Bank of West Kentucky, Inc.
