UNITED COMMUNITY BANCSHARES, INC. Financial Reports

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:· UNITED COMMUNITY BANCSHARES, INC.

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Off Balance Sheet
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UNITED COMMUNITY BANCSHARES, INC.

Institution Profile

Year Opened :

2004

Institution Type :

Holding Company

Reserve District :

St. Louis

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Riney-Hancock and Co

Related Bank / Thrift	Assets	Asset Concentration
United Community Bank of West Kentucky, Inc.	469,117	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	35,932	Total Operating Income	2,864
Total Liabilities	4,133	Total Operating Expenses	125
Total Equity Capital	31,799	Equity in Undistributed Income	1,789
		Net income (loss)	4,528

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,092
Total Consolidated Assets of Bank Holding Company	483,066

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury