CITIZENS BANKING CORPORATION Financial Reports

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CITIZENS BANKING CORPORATION

Institution Profile

Year Opened :

2003

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Citizens Bank and Trust	1,396,591	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	44,160	Total Operating Income	2,643
Total Liabilities	28,076	Total Operating Expenses	663
Total Equity Capital	16,084	Equity in Undistributed Income	4,292
		Net income (loss)	6,272

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,894
Total Consolidated Assets of Bank Holding Company	1,395,183

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury