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 Citizens Bank and Trust
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Citizens Bank and Trust
| RSSD ID 701839 | CERTIFICATE 5673 | ABA NUMBER 63103407 |
| 2 E Wall St |
Quarter Ended : |
2026-03-31 |
| Frostproof, Florida, 33843 |
Updated : |
2026-04-24 |
| www.citizens-bank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
196 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,476,326 |
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Total Interest Income | 16,186 |
| Total Liabilities | 1,418,563 |
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Total NonInterest Income | 2,903 |
| Total Bank Equity Capital | 57,763 |
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Total Interest Expense | 4,865 |
| Total Deposits | 1,396,341 |
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Total NonInterest Expense | 9,678 |
| Net Loans & Leases | 843,064 |
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Net Income | 5,337 |
| Loan Loss Allowance | 9,459 |
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Net Charge Offs | 228 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 129,546 |
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Total loans | 841,580 |
| Total assets for the leverage ratio | 1,517,867 |
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Loans secured by real estate: | 627,587 |
| Tier 1 Leverage Ratio | 7.88 |
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Commercial and industrial loans | 104,028 |
| Tier 1 Capital Ratio | 12.5 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.55 |
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Loans to individuals - Other | 99,480 |
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:· Citizens Bank and Trust
