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 Citizens Bank and Trust
Citizens Bank and Trust
| RSSD ID 701839 | CERTIFICATE 5673 | ABA NUMBER 63103407 |
| 2 E Wall St |
Quarter Ended : |
2025-09-30 |
| Frostproof, Florida, 33843 |
Updated : |
2025-10-29 |
| www.citizens-bank.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
189 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,454,191 |
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Total Interest Income | 47,025 |
| Total Liabilities | 1,404,031 |
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Total NonInterest Income | 8,097 |
| Total Bank Equity Capital | 50,160 |
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Total Interest Expense | 15,523 |
| Total Deposits | 1,376,937 |
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Total NonInterest Expense | 26,786 |
| Net Loans & Leases | 828,322 |
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Net Income | 11,120 |
| Loan Loss Allowance | 9,285 |
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Net Charge Offs | 296 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 124,568 |
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Total loans | 817,752 |
| Total assets for the leverage ratio | 1,499,048 |
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Loans secured by real estate: | 597,432 |
| Tier 1 Leverage Ratio | 7.66 |
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Commercial and industrial loans | 100,422 |
| Tier 1 Capital Ratio | 12.21 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.25 |
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Loans to individuals - Other | 103,697 |
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:· Citizens Bank and Trust
