|
 |
|
|
 Citizens Bank and Trust
Citizens Bank and Trust
| RSSD ID 701839 | CERTIFICATE 5673 | ABA NUMBER 63103407 |
| 2 E Wall St |
Quarter Ended : |
2025-03-31 |
| Frostproof, Florida, 33843 |
Updated : |
2025-04-29 |
| www.citizens-bank.com |
|
| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
191 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,396,591 |
|
Total Interest Income | 14,924 |
| Total Liabilities | 1,360,743 |
|
Total NonInterest Income | 2,569 |
| Total Bank Equity Capital | 35,848 |
|
Total Interest Expense | 4,855 |
| Total Deposits | 1,334,858 |
|
Total NonInterest Expense | 8,806 |
| Net Loans & Leases | 790,071 |
|
Net Income | 3,399 |
| Loan Loss Allowance | 8,387 |
|
Net Charge Offs | 58 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 119,226 |
|
Total loans | 778,807 |
| Total assets for the leverage ratio | 1,443,667 |
|
Loans secured by real estate: | 560,013 |
| Tier 1 Leverage Ratio | 7.65 |
|
Commercial and industrial loans | 96,612 |
| Tier 1 Capital Ratio | 12.21 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.17 |
|
Loans to individuals - Other | 104,573 |
|
|
|
|
:· Citizens Bank and Trust
