CITIZENS BANCORP OF VIRGINIA, INC. Financial Reports

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:· CITIZENS BANCORP OF VIRGINIA, INC.

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Off Balance Sheet
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CITIZENS BANCORP OF VIRGINIA, INC.

Institution Profile

Year Opened :

2003

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Youn, Hyde and Barbour

Related Bank / Thrift	Assets	Asset Concentration
Citizens Bank and Trust Company	545,307	All Other Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	67,360	Total Operating Income	3,252
Total Liabilities	692	Total Operating Expenses	648
Total Equity Capital	66,668	Equity in Undistributed Income	5,824
		Net income (loss)	8,563

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,326
Total Consolidated Assets of Bank Holding Company	552,703

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury