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 Citizens Bank and Trust Company
Citizens Bank and Trust Company
| RSSD ID 991621 | CERTIFICATE 823 | ABA NUMBER 51402233 |
| 126 S Main St |
Quarter Ended : |
2025-12-31 |
| Blackstone, Virginia, 23824 |
Updated : |
2026-02-10 |
| www.cbtva.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
12 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 578,364 |
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Total Interest Income | 27,326 |
| Total Liabilities | 498,780 |
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Total NonInterest Income | 3,199 |
| Total Bank Equity Capital | 79,584 |
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Total Interest Expense | 4,665 |
| Total Deposits | 487,621 |
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Total NonInterest Expense | 13,012 |
| Net Loans & Leases | 276,428 |
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Net Income | 10,154 |
| Loan Loss Allowance | 3,584 |
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Net Charge Offs | 30 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 277,430 |
| Total assets for the leverage ratio | 580,329 |
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Loans secured by real estate: | 254,240 |
| Tier 1 Leverage Ratio | 14.83 |
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Commercial and industrial loans | 13,424 |
| Off Balance Sheet Exposures (%) | 5.76 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9,766 |
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:· Citizens Bank and Trust Company
