|
 |
 |
|
Citizens Bank and Trust Company
|
Citizens Bank and Trust Company
| RSSD ID 991621 | CERTIFICATE 823 | ABA NUMBER 51402233 |
| 126 S Main St |
Quarter Ended : |
2026-03-31 |
| Blackstone, Virginia, 23824 |
Updated : |
2026-04-28 |
| www.cbtva.com |
|
| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
12 |
Number of Employees : |
87 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 583,253 |
|
Total Interest Income | 7,194 |
| Total Liabilities | 502,648 |
|
Total NonInterest Income | 764 |
| Total Bank Equity Capital | 80,605 |
|
Total Interest Expense | 1,208 |
| Total Deposits | 492,987 |
|
Total NonInterest Expense | 3,310 |
| Net Loans & Leases | 280,213 |
|
Net Income | 2,742 |
| Loan Loss Allowance | 3,635 |
|
Net Charge Offs | 9 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 281,848 |
| Total assets for the leverage ratio | 586,855 |
|
Loans secured by real estate: | 257,537 |
| Tier 1 Leverage Ratio | 15 |
|
Commercial and industrial loans | 15,554 |
| Off Balance Sheet Exposures (%) | 5.4 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 8,757 |
|
|
|
|