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Citizens Bank and Trust Company
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Citizens Bank and Trust Company
| RSSD ID 991621 | CERTIFICATE 823 | ABA NUMBER 51402233 |
| 126 S Main St |
Quarter Ended : |
2026-06-30 |
| Blackstone, Virginia, 23824 |
Updated : |
2026-07-29 |
| www.cbtva.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
12 |
Number of Employees : |
90 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 577,555 |
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Total Interest Income | 14,640 |
| Total Liabilities | 494,553 |
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Total NonInterest Income | 1,988 |
| Total Bank Equity Capital | 83,002 |
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Total Interest Expense | 2,379 |
| Total Deposits | 485,497 |
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Total NonInterest Expense | 6,686 |
| Net Loans & Leases | 284,796 |
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Net Income | 6,102 |
| Loan Loss Allowance | 3,685 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 285,737 |
| Total assets for the leverage ratio | 588,638 |
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Loans secured by real estate: | 262,937 |
| Tier 1 Leverage Ratio | 15.39 |
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Commercial and industrial loans | 14,568 |
| Off Balance Sheet Exposures (%) | 5.58 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,232 |
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