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 Carter Bank & Trust
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Carter Bank & Trust
| RSSD ID 3476192 | CERTIFICATE 58596 | ABA NUMBER 51403957 |
| 4 Commonwealth Blvd E |
Quarter Ended : |
2026-06-30 |
| Martinsville, Virginia, 24112 |
Updated : |
2026-08-11 |
| www.carterbank.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
66 |
Number of Employees : |
709 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,797,064 |
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Total Interest Income | 120,662 |
| Total Liabilities | 4,255,212 |
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Total NonInterest Income | 73,917 |
| Total Bank Equity Capital | 541,852 |
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Total Interest Expense | 44,792 |
| Total Deposits | 4,197,560 |
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Total NonInterest Expense | 57,856 |
| Net Loans & Leases | 3,679,424 |
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Net Income | 87,964 |
| Loan Loss Allowance | 55,170 |
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Net Charge Offs | (15,586) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 622,810 |
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Total loans | 3,726,974 |
| Total assets for the leverage ratio | 4,884,100 |
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Loans secured by real estate: | 3,445,127 |
| Tier 1 Leverage Ratio | 11.73 |
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Commercial and industrial loans | 168,344 |
| Tier 1 Capital Ratio | 14.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.6 |
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Loans to individuals - Other | 25,246 |
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:· Carter Bank & Trust
