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 Carter Bank & Trust
Carter Bank & Trust
| RSSD ID 3476192 | CERTIFICATE 58596 | ABA NUMBER 51403957 |
| 4 Commonwealth Blvd E |
Quarter Ended : |
2025-03-31 |
| Martinsville, Virginia, 24112 |
Updated : |
2025-04-30 |
| www.carterbank.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
68 |
Number of Employees : |
674 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,693,568 |
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Total Interest Income | 56,007 |
| Total Liabilities | 4,299,228 |
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Total NonInterest Income | 6,952 |
| Total Bank Equity Capital | 394,340 |
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Total Interest Expense | 25,869 |
| Total Deposits | 4,201,633 |
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Total NonInterest Expense | 27,480 |
| Net Loans & Leases | 3,613,977 |
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Net Income | 9,547 |
| Loan Loss Allowance | 73,518 |
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Net Charge Offs | 57 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 502,932 |
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Total loans | 3,660,664 |
| Total assets for the leverage ratio | 4,730,405 |
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Loans secured by real estate: | 3,312,205 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 211,050 |
| Tier 1 Capital Ratio | 10.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.11 |
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Loans to individuals - Other | 28,329 |
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:· Carter Bank & Trust
