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 Carter Bank & Trust
Carter Bank & Trust
| RSSD ID 3476192 | CERTIFICATE 58596 | ABA NUMBER 51403957 |
| 4 Commonwealth Blvd E |
Quarter Ended : |
2025-12-31 |
| Martinsville, Virginia, 24112 |
Updated : |
2026-01-29 |
| www.carterbank.com |
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| Institution Profile |
| Year Opened : |
2006 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
67 |
Number of Employees : |
688 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,831,021 |
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Total Interest Income | 232,222 |
| Total Liabilities | 4,433,389 |
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Total NonInterest Income | 22,506 |
| Total Bank Equity Capital | 397,632 |
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Total Interest Expense | 101,402 |
| Total Deposits | 4,212,234 |
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Total NonInterest Expense | 114,512 |
| Net Loans & Leases | 3,808,069 |
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Net Income | 34,230 |
| Loan Loss Allowance | 71,491 |
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Net Charge Offs | 472 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 491,396 |
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Total loans | 3,845,691 |
| Total assets for the leverage ratio | 4,857,828 |
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Loans secured by real estate: | 3,517,102 |
| Tier 1 Leverage Ratio | 9.01 |
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Commercial and industrial loans | 203,560 |
| Tier 1 Capital Ratio | 10.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.49 |
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Loans to individuals - Other | 28,468 |
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:· Carter Bank & Trust
