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 CARTER BANKSHARES, INC.
CARTER BANKSHARES, INC.
| RSSD ID 5530258 |
| 1300 KINGS MOUNTAIN ROAD |
Quarter Ended : |
2025-12-31 |
| MARTINSVILLE, VA, 24112 |
Updated : |
2026-03-07 |
| WWW.CBTCARES.COM |
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| Institution Profile |
| Year Opened : |
2020 |
Institution Type : |
Holding Company |
| Reserve District : |
Richmond |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Crowe LLP |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Carter Bank & Trust
|
4,836,361 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 4,851,922 |
|
Total interest income | 232,222 |
| Total liabilities | 4,432,225 |
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Total noninterest income | 21,637 |
| Total holding company equity capital | 419,697 |
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Total interest expense | 101,402 |
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Total noninterest expense | 116,583 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 9.4321 |
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Loans secured by real estate (Consolidated) | 3,552,590 |
| Tier1 capital ratio | 10.6953 |
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Commercial and industrial loans | 209,705 |
| Total capital ratio | 11.9513 |
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Total (Consolidated) | 3,879,899 |
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:· CARTER BANKSHARES, INC.
