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 Waterford Bank, N.A.
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Waterford Bank, N.A.
| RSSD ID 3588424 | CERTIFICATE 58433 | ABA NUMBER 41215854 |
| 3900 N Mccord Rd |
Quarter Ended : |
2026-03-31 |
| Toledo, Ohio, 43617 |
Updated : |
2026-04-29 |
| www.waterfordbankna.com |
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| Institution Profile |
| Year Opened : |
2007 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
101 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,717,591 |
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Total Interest Income | 22,123 |
| Total Liabilities | 1,542,104 |
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Total NonInterest Income | 1,247 |
| Total Bank Equity Capital | 175,487 |
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Total Interest Expense | 8,676 |
| Total Deposits | 1,497,479 |
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Total NonInterest Expense | 7,668 |
| Net Loans & Leases | 1,323,502 |
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Net Income | 5,308 |
| Loan Loss Allowance | 17,002 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 197,852 |
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Total loans | 1,364,504 |
| Total assets for the leverage ratio | 1,741,136 |
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Loans secured by real estate: | 858,698 |
| Tier 1 Leverage Ratio | 10.36 |
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Commercial and industrial loans | 501,396 |
| Tier 1 Capital Ratio | 11.7 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.83 |
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Loans to individuals - Other | 6,737 |
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:· Waterford Bank, N.A.
