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 First Federal Bank
First Federal Bank
| RSSD ID 384278 | CERTIFICATE 31313 | ABA NUMBER 263184488 |
| 4705 W Us Highway 90 |
Quarter Ended : |
2025-09-30 |
| Lake City, Florida, 32055 |
Updated : |
2025-10-30 |
| www.ffbf.com |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
29 |
Number of Employees : |
559 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,140,702 |
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Total Interest Income | 142,069 |
| Total Liabilities | 3,712,447 |
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Total NonInterest Income | 42,055 |
| Total Bank Equity Capital | 428,255 |
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Total Interest Expense | 55,132 |
| Total Deposits | 3,187,135 |
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Total NonInterest Expense | 86,911 |
| Net Loans & Leases | 1,224,784 |
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Net Income | 32,222 |
| Loan Loss Allowance | 9,518 |
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Net Charge Offs | 549 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 481,452 |
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Total loans | 1,329,792 |
| Total assets for the leverage ratio | 4,195,931 |
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Loans secured by real estate: | 872,946 |
| Tier 1 Leverage Ratio | 11.25 |
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Commercial and industrial loans | 141,707 |
| Tier 1 Capital Ratio | 21.95 |
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Loans to individuals - Credit Cards | 3,444 |
| Total Capital Ratio | 22.39 |
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Loans to individuals - Other | 96,807 |
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