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 First Federal Bank
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First Federal Bank
| RSSD ID 384278 | CERTIFICATE 31313 | ABA NUMBER 263184488 |
| 4705 W Us Highway 90 |
Quarter Ended : |
2026-06-30 |
| Lake City, Florida, 32055 |
Updated : |
2026-07-27 |
| www.ffbf.com |
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| Institution Profile |
| Year Opened : |
1961 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
30 |
Number of Employees : |
602 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,485,958 |
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Total Interest Income | 100,235 |
| Total Liabilities | 4,020,130 |
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Total NonInterest Income | 31,677 |
| Total Bank Equity Capital | 465,828 |
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Total Interest Expense | 35,374 |
| Total Deposits | 3,438,371 |
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Total NonInterest Expense | 64,378 |
| Net Loans & Leases | 1,281,518 |
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Net Income | 26,213 |
| Loan Loss Allowance | 10,921 |
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Net Charge Offs | 776 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 495,867 |
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Total loans | 1,408,501 |
| Total assets for the leverage ratio | 4,470,181 |
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Loans secured by real estate: | 943,535 |
| Tier 1 Leverage Ratio | 10.83 |
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Commercial and industrial loans | 148,601 |
| Tier 1 Capital Ratio | 20.56 |
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Loans to individuals - Credit Cards | 3,377 |
| Total Capital Ratio | 21.06 |
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Loans to individuals - Other | 84,386 |
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:· First Federal Bank
