ESSA BANCORP, INC. Financial Reports

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:· ESSA BANCORP, INC.

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ESSA BANCORP, INC.

Institution Profile

Year Opened :

2007

Institution Type :

Holding Company

Reserve District :

Philadelphia

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

09/30

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

ESSA BANCORP, INC.

Related Bank / Thrift	Assets	Asset Concentration
ESSA Bank & Trust	2,166,357	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	236,889	Total Operating Income	5,312
Total Liabilities	32	Total Operating Expenses	1,713
Total Equity Capital	236,857	Equity in Undistributed Income	1,177
		Net income (loss)	5,072

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,884
Total Consolidated Assets of Bank Holding Company	2,165,835

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury