ESSA BANCORP, INC. Financial Reports

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:· ESSA BANCORP, INC.

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Off Balance Sheet
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ESSA BANCORP, INC.

Institution Profile

Year Opened :

2007

Institution Type :

Holding Company

Reserve District :

Philadelphia

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

09/30

Structure :

Corporation (stock)

S-Corp :

SEC Submissions :

ESSA BANCORP, INC.

External Auditor :

SR Snodgrass

Related Bank / Thrift	Assets	Asset Concentration
ESSA Bank & Trust	2,181,850	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	234,236	Total Operating Income	989
Total Liabilities	53	Total Operating Expenses	501
Total Equity Capital	234,183	Equity in Undistributed Income	16,227
		Net income (loss)	16,610

Miscellaneous
Cash Dividends Declared by Bank Holding Company	5,910
Total Consolidated Assets of Bank Holding Company	2,196,099

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury