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 ESSA Bank & Trust
ESSA Bank & Trust
| RSSD ID 952677 | CERTIFICATE 28262 | ABA NUMBER 231372248 |
| 200 Palmer St |
Quarter Ended : |
2025-06-30 |
| Stroudsburg, Pennsylvania, 18360 |
Updated : |
2025-07-24 |
| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
216 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,163,484 |
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Total Interest Income | 51,697 |
| Total Liabilities | 1,934,153 |
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Total NonInterest Income | 4,024 |
| Total Bank Equity Capital | 229,331 |
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Total Interest Expense | 23,140 |
| Total Deposits | 1,492,191 |
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Total NonInterest Expense | 24,027 |
| Net Loans & Leases | 1,750,586 |
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Net Income | 6,177 |
| Loan Loss Allowance | 15,653 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 238,981 |
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Total loans | 1,768,728 |
| Total assets for the leverage ratio | 2,167,371 |
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Loans secured by real estate: | 1,560,483 |
| Tier 1 Leverage Ratio | 10.25 |
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Commercial and industrial loans | 39,100 |
| Tier 1 Capital Ratio | 13.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.91 |
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Loans to individuals - Other | 1,232 |
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:· ESSA Bank & Trust
