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 Pocahontas State Bank
Pocahontas State Bank
| RSSD ID 402846 | CERTIFICATE 234 | ABA NUMBER 73920683 |
| 233 N Main St |
Quarter Ended : |
2025-09-30 |
| Pocahontas, Iowa, 50574 |
Updated : |
2025-10-29 |
| www.pocahontasstatebank.net |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
8 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 124,571 |
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Total Interest Income | 3,605 |
| Total Liabilities | 91,638 |
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Total NonInterest Income | 64 |
| Total Bank Equity Capital | 32,933 |
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Total Interest Expense | 1,389 |
| Total Deposits | 90,873 |
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Total NonInterest Expense | 772 |
| Net Loans & Leases | 38,218 |
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Net Income | 1,435 |
| Loan Loss Allowance | 264 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 36,529 |
| Total assets for the leverage ratio | 115,547 |
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Loans secured by real estate: | 19,635 |
| Tier 1 Leverage Ratio | 27.03 |
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Commercial and industrial loans | 2,001 |
| Off Balance Sheet Exposures (%) | 4.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 624 |
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:· Pocahontas State Bank
