|
 |
 |
|
Union Savings Bank
Union Savings Bank
| RSSD ID 443205 | CERTIFICATE 18190 | ABA NUMBER 221172241 |
| 226 Main St |
Quarter Ended : |
2025-09-30 |
| Danbury, Connecticut, 6810 |
Updated : |
2025-10-27 |
| https://www.unionsavings.com |
|
| Institution Profile |
| Year Opened : |
1866 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
365 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,238,056 |
|
Total Interest Income | 100,056 |
| Total Liabilities | 2,934,350 |
|
Total NonInterest Income | 15,150 |
| Total Bank Equity Capital | 303,706 |
|
Total Interest Expense | 36,713 |
| Total Deposits | 2,354,945 |
|
Total NonInterest Expense | 57,448 |
| Net Loans & Leases | 2,259,824 |
|
Net Income | 15,960 |
| Loan Loss Allowance | 24,228 |
|
Net Charge Offs | (557) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 2,256,653 |
| Total assets for the leverage ratio | 3,214,892 |
|
Loans secured by real estate: | 2,218,509 |
| Tier 1 Leverage Ratio | 11.53 |
|
Commercial and industrial loans | 30,964 |
| Off Balance Sheet Exposures (%) | 9.65 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 6,853 |
|
|
|
|