|
 |
|
|
 USB BANCORP, INC.
USB BANCORP, INC.
| RSSD ID 5301421 |
| 226 MAIN STREET |
Quarter Ended : |
2025-09-30 |
| DANBURY, CT, 06810 |
Updated : |
2025-12-06 |
| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Holding Company |
| Reserve District : |
New York |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Mutual |
S-Corp : |
No |
|
|
|
|
| Related Bank / Thrift |
Assets |
Asset Concentration |
 Union Savings Bank
|
3,157,659 |
Commercial Lending Specialization |
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 3,238,056 |
|
Total interest income | 100,056 |
| Total liabilities | 2,934,085 |
|
Total noninterest income | 15,150 |
| Total holding company equity capital | 303,971 |
|
Total interest expense | 36,713 |
|
|
Total noninterest expense | 57,491 |
|
|
|
| Capital Ratios |
|
Loans and Leases
(USD, in thousands) |
| Leverage ratio | 11.54 |
|
Loans secured by real estate (Consolidated) | 2,245,954 |
| Tier1 capital ratio | 0 |
|
Commercial and industrial loans | 30,920 |
| Total capital ratio | 0 |
|
Total (Consolidated) | 2,284,052 |
|
|
|
|
:· USB BANCORP, INC.
