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Exchange Bank
Exchange Bank
| RSSD ID 492650 | CERTIFICATE 1435 | ABA NUMBER 104903333 |
| 3110 2nd Ave |
Quarter Ended : |
2025-09-30 |
| Kearney, Nebraska, 68847 |
Updated : |
2025-10-28 |
| www.eb-us.com |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
135 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,540,580 |
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Total Interest Income | 65,546 |
| Total Liabilities | 1,382,857 |
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Total NonInterest Income | 3,453 |
| Total Bank Equity Capital | 157,723 |
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Total Interest Expense | 33,309 |
| Total Deposits | 1,193,401 |
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Total NonInterest Expense | 15,026 |
| Net Loans & Leases | 1,057,204 |
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Net Income | 20,119 |
| Loan Loss Allowance | 14,931 |
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Net Charge Offs | 581 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,067,489 |
| Total assets for the leverage ratio | 1,556,577 |
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Loans secured by real estate: | 872,847 |
| Tier 1 Leverage Ratio | 10.72 |
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Commercial and industrial loans | 64,830 |
| Off Balance Sheet Exposures (%) | 1.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,717 |
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