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 Fowler State Bank
Fowler State Bank
| RSSD ID 554343 | CERTIFICATE 1821 | ABA NUMBER 74912755 |
| 300 E 5th St |
Quarter Ended : |
2025-09-30 |
| Fowler, Indiana, 47944 |
Updated : |
2025-10-28 |
| WWW.FOWLERSTATEBANK.COM |
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| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 198,072 |
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Total Interest Income | 8,557 |
| Total Liabilities | 169,157 |
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Total NonInterest Income | 917 |
| Total Bank Equity Capital | 28,915 |
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Total Interest Expense | 2,426 |
| Total Deposits | 148,404 |
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Total NonInterest Expense | 4,119 |
| Net Loans & Leases | 125,506 |
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Net Income | 1,753 |
| Loan Loss Allowance | 1,758 |
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Net Charge Offs | 63 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 126,842 |
| Total assets for the leverage ratio | 200,919 |
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Loans secured by real estate: | 50,975 |
| Tier 1 Leverage Ratio | 15.44 |
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Commercial and industrial loans | 37,378 |
| Off Balance Sheet Exposures (%) | 12.99 |
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Loans to individuals - Credit Cards | 1,132 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,531 |
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:· Fowler State Bank
