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 Independent Bank
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Independent Bank
| RSSD ID 636771 | CERTIFICATE 27811 | ABA NUMBER 72402652 |
| 4200 E Beltline Ave Ne |
Quarter Ended : |
2026-06-30 |
| Grand Rapids, Michigan, 49525 |
Updated : |
2026-07-27 |
| www.independentbank.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
59 |
Number of Employees : |
796 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,656,124 |
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Total Interest Income | 133,708 |
| Total Liabilities | 5,140,194 |
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Total NonInterest Income | 25,665 |
| Total Bank Equity Capital | 515,930 |
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Total Interest Expense | 37,350 |
| Total Deposits | 4,929,167 |
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Total NonInterest Expense | 75,317 |
| Net Loans & Leases | 4,350,186 |
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Net Income | 37,422 |
| Loan Loss Allowance | 65,673 |
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Net Charge Offs | 633 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 596,228 |
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Total loans | 4,370,804 |
| Total assets for the leverage ratio | 5,556,348 |
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Loans secured by real estate: | 3,233,890 |
| Tier 1 Leverage Ratio | 9.67 |
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Commercial and industrial loans | 625,026 |
| Tier 1 Capital Ratio | 11.45 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.7 |
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Loans to individuals - Other | 502,067 |
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:· Independent Bank
