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First State Bank
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First State Bank
| RSSD ID 677448 | CERTIFICATE 5821 | ABA NUMBER 73914411 |
| 413 East St |
Quarter Ended : |
2026-03-31 |
| Lynnville, Iowa, 50153 |
Updated : |
2026-04-15 |
| www.fsbankia.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 390,115 |
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Total Interest Income | 5,365 |
| Total Liabilities | 350,335 |
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Total NonInterest Income | 317 |
| Total Bank Equity Capital | 39,780 |
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Total Interest Expense | 1,688 |
| Total Deposits | 312,170 |
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Total NonInterest Expense | 1,882 |
| Net Loans & Leases | 281,155 |
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Net Income | 1,906 |
| Loan Loss Allowance | 2,981 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 284,539 |
| Total assets for the leverage ratio | 377,487 |
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Loans secured by real estate: | 203,806 |
| Tier 1 Leverage Ratio | 9.46 |
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Commercial and industrial loans | 24,285 |
| Off Balance Sheet Exposures (%) | 10.44 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,407 |
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