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 First State Bank
First State Bank
| RSSD ID 677448 | CERTIFICATE 5821 | ABA NUMBER 73914411 |
| 413 East St |
Quarter Ended : |
2025-09-30 |
| Lynnville, Iowa, 50153 |
Updated : |
2025-10-20 |
| www.fsbankia.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 369,384 |
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Total Interest Income | 14,638 |
| Total Liabilities | 329,395 |
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Total NonInterest Income | 867 |
| Total Bank Equity Capital | 39,989 |
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Total Interest Expense | 5,130 |
| Total Deposits | 282,854 |
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Total NonInterest Expense | 5,254 |
| Net Loans & Leases | 261,911 |
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Net Income | 4,895 |
| Loan Loss Allowance | 2,727 |
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Net Charge Offs | (7) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 263,693 |
| Total assets for the leverage ratio | 364,311 |
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Loans secured by real estate: | 187,938 |
| Tier 1 Leverage Ratio | 9.78 |
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Commercial and industrial loans | 23,755 |
| Off Balance Sheet Exposures (%) | 9.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,435 |
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:· First State Bank
