|
 |
|
|
 First Naturalstate Bank
First Naturalstate Bank
| RSSD ID 78241 | CERTIFICATE 21379 | ABA NUMBER 82901376 |
| 500 N 2nd St |
Quarter Ended : |
2025-09-30 |
| Mcgehee, Arkansas, 71654 |
Updated : |
2025-10-24 |
| www.fnsbank.com |
|
| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
20 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 105,365 |
|
Total Interest Income | 4,264 |
| Total Liabilities | 90,252 |
|
Total NonInterest Income | 108 |
| Total Bank Equity Capital | 15,113 |
|
Total Interest Expense | 1,461 |
| Total Deposits | 89,905 |
|
Total NonInterest Expense | 1,942 |
| Net Loans & Leases | 76,363 |
|
Net Income | 751 |
| Loan Loss Allowance | 1,317 |
|
Net Charge Offs | 72 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 16,733 |
|
Total loans | 72,598 |
| Total assets for the leverage ratio | 101,009 |
|
Loans secured by real estate: | 56,128 |
| Tier 1 Leverage Ratio | 15.71 |
|
Commercial and industrial loans | 11,304 |
| Tier 1 Capital Ratio | 23.16 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.42 |
|
Loans to individuals - Other | 5,447 |
|
|
|
|
:· First Naturalstate Bank
