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 Cornerstone Bank
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Cornerstone Bank
| RSSD ID 879457 | CERTIFICATE 13198 | ABA NUMBER 91300719 |
| 2280 45th St S |
Quarter Ended : |
2026-03-31 |
| Fargo, North Dakota, 58104 |
Updated : |
2026-04-24 |
| www.cornerstone.bank |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
13 |
Number of Employees : |
221 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,750,393 |
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Total Interest Income | 23,774 |
| Total Liabilities | 1,606,668 |
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Total NonInterest Income | 1,263 |
| Total Bank Equity Capital | 143,725 |
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Total Interest Expense | 7,005 |
| Total Deposits | 1,538,604 |
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Total NonInterest Expense | 10,166 |
| Net Loans & Leases | 1,266,353 |
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Net Income | 5,601 |
| Loan Loss Allowance | 18,078 |
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Net Charge Offs | 53 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 187,476 |
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Total loans | 1,262,040 |
| Total assets for the leverage ratio | 1,764,199 |
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Loans secured by real estate: | 816,504 |
| Tier 1 Leverage Ratio | 9.59 |
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Commercial and industrial loans | 197,622 |
| Tier 1 Capital Ratio | 11.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.7 |
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Loans to individuals - Other | 39,542 |
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:· Cornerstone Bank
